Employee benefits and retirement plan solutions Benefit Design Tool
Sample results page from the Principal Benefit Design tool on a computer monitor.

Employers with 3-100 employees

How do your benefits compare?
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Get real benchmarks—and see how you can offer competitive benefits.

The Principal® Benefit Design Tool compares your benefits to those at similarly sized organizations in your industry and region:

Dental insurance

Short-term disability insurance

Long-term disability insurance

Life insurance

Retirement: 401(k) and 403(b) plans

These results shed light on trending employee benefits and what a typical employee benefits plan may look like for small businesses like yours.

Want to explore group benefits for your employees—including dental, vision, life, disability, accident, critical illness, and hospital indemnity insurance?

See your options

Expertise you can trust

No. 2 provider of total group benefits (dental, life, vision, disability, accident, critical illness, hospital indemnity) insurance

No. 1 in small-case business life insurance

144,000+ total Principal small and midsize business customers

Footnotes

2025 Principal SMB Sentiment survey of small and midsize employer non-customers (502) and employees (252) conducted between June 17 and July 7, 2025. Determined by fully insured employer groups in-force. Based on participants in LIMRA’s 4th Quarter 2024 U.S. Workplace Benefits Life Insurance, Disability Insurance, Dental and Vision Plans, and Supplemental Health Insurance In-force Surveys. (April 2025) Based on 2024 corporate-sponsored individually owned (CSIO) life insurance case count and corporate-owned life insurance (COLI) case count for case size up to $5 million of total premium per case in the 2025 COLI/CSIO survey of participating carriers by IBIS Associates. Based on employer customers with 1-999 employees, as of 3Q2025 data in Principal Employer Dashboard.

ACCIDENT, CRITICAL ILLNESS, AND HOSPITAL INDEMNITY INSURANCE PROVIDE LIMITED BENEFITS.

© 2025 Principal Financial Services, Inc.

Insurance products issued by Principal National Life Insurance Co (except in NY) and Principal Life Insurance Company®. Plan administrative services offered by Principal Life. Principal Funds, Inc. is distributed by Principal Funds Distributor, Inc. Securities offered through Principal Securities, Inc., member SIPC and/or independent broker/dealers. Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392.

Principal®, Principal Financial Group®, and Principal and the logomark design are registered trademarks of Principal Financial Services, Inc., a Principal Financial Group company, in the United States and are trademarks and service marks of Principal Financial Services, Inc., in various countries around the world.

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