State disability insurance (SDI) is short-term disability coverage that is legislated by this state. If you have employees working in Hawaii, the state may require that employers provide SDI coverage for employees.
| Coverage options | Available through authorized insurance carrier or self-insured |
|---|---|
| Funding | By employer or shared equally by employer and employees |
Elimination period | 7 days |
Benefit | 58% of average weekly wage |
| Maximum benefit | $871/week effective 1/1/26 |
Benefit duration | 26 weeks |
Principal can administer Hawaii TDI for employers offering group short-term disability, long-term disability, or term life coverage from Principal.
Talk to your financial professional to design a benefit offering that meets the specific needs of your business and employees.