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Employee benefits and retirement plan solutions Protect my employees Group insurance Paid family and medical leave & state disability insurance Hawaii temporary disability insurance
Hawaii temporary disability insurance

State disability insurance (SDI) is short-term disability coverage that is legislated by this state. If you have employees working in Hawaii, the state may require that employers provide SDI coverage for employees.
Key features

Coverage options

Available through authorized insurance carrier or self-insured

Funding

By employer or shared equally by employer and employees

Elimination period The amount of time before benefits are available.

7 days

Benefit The percentage of pre-disability income an employee receives.

58% of average weekly wage

Maximum benefit

$837/week in 2025

Benefit duration The amount of time employees receive benefits.

26 weeks

Get more information from the State of Hawaii.
Principal® has a solution

Principal can administer Hawaii TDI for employers offering group short-term disability, long-term disability, or term life coverage from Principal.
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Want to learn more?

Talk to your financial professional to design a benefit offering that meets the specific needs of your business and employees.

This summary is not a complete statement of the rights, benefits, limitations or exclusions of the insurance described here. For cost and coverage details, contact your Principal representative.