Trends and Insights

Retaining top-tier talent in specialized roles typically requires more than standard benefits. Offering thoughtfully designed, customized retirement plan options is a way to address the unique needs of these professionals, helping ensure they feel valued and motivated to stay.

Working with trusted professionals can help small and midsize businesses reach their goals. That may include leaning into the insights of a financial professional.

When interpreting retirement plan data and statistics, a simple guideline is to flip the numbers to see the full story. This simple test can help employers and financial professionals better understand if plan design changes might be needed.

Find answers to trending questions and answers about the SECURE 2.0 Act of 2022, including required minimum distributions (RMDs), Roth catch-up contributions, hardship self-certification and more.

In the SECURE 2.0 Act of 2022 there’s now an option plan sponsors can add allowing participants to elect to receive employer matching and nonelective contributions as Roth contributions. While initially expected to follow the same process as employee Roth contributions, recent IRS guidance reveals a different tax treatment for employer contributions, prompting important considerations for implementation and potential tax impacts for employees.

Ready to implement changes to your workplace benefits to support employee mental health and wellness? Here are a few approaches to doing so—keeping cost and transparency in mind.

From promoting healthy work-life balance to encouraging collaboration on the job, you can address common workplace stressors without making a major financial investment.

Financial problems aren’t just distracting; the stress can physiologically affect employee reasoning abilities and productivity. Explore what you, as an employer, can do to make a difference.

Employees can access an extremely wide range of resources within an employee assistance program. Did you know you may be able to add one to a broader benefits plan at little to no additional cost?

Employee mental health has been a top concern among businesses for years. Explore how you can make a difference—through work experiences, financial education, and access to benefits.