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Employee benefits and retirement plan solutions Employee benefits and retirement plans for small businesses
Employee benefits and retirement plans for small businesses

A strong retirement and benefits plan can help you recruit and retain great people—and support your business goals. Principal brings the expertise and flexible solutions to help you do both.

Robust benefit solutions for your team

Your employees rely on benefits to help them when things go right—and when they don’t. If you’re looking for a practical approach to offering comprehensive, competitive group benefits tailored to your needs and budget, the Principal suite of solutions is the answer. Let’s build a plan as hardworking as your people.

Disability insurance

Dental insurance

Critical illness insurance

Paid family and medical leave

Life insurance

Vision insurance

Accident insurance

Hospital indemnity insurance

Retirement plans so everyone can save for the future

Everyone prepares differently for their financial future, and a range of savings options can help you and your employees reach those goals. Principal works with you to find what works best for you, from 401(k) plans to pension plans, executive compensation programs, and stock plans—all designed to help build financial confidence.

Business protection solutions to grow with you

Uncertainty and change are constants for every small business. Strategic planning tools help you adapt, grow, and protect your people and assets through all your business’s life stages and challenges. Principal can guide you through:

Succession planning

Key person protection

Income protection

Key employee retention

Life and disability insurance

Legacy and estate planning

Retirement transition

Insights and tools to help you plan and adapt

New regulations and legislation, a changing workforce: They might put pressure on your business, or present fresh opportunities, too. Our Principal research team helps you make sense of it all, turning today’s challenges into practical ideas for navigating uncertainty and building resilience.

What our customers say
Benefits that work for one company may not work for another. It’s important you have a retirement and benefits plan to address a wide spectrum of needs.
Peggy Shell, owner, Creative Alignments
We didn’t think we could afford benefits, but now we see how Principal has solutions tailored to our size and need.
Meg Shearer, co-owner, Fairy Tale Cotton Candy
What the industry says

No. 1 nonqualified deferred compensation plan provider

No. 2 group benefits insurance provider

Top 3 401(k) plan service provider

Principal is here for your small business

Our customer-service culture is relentlessly focused on the needs of small businesses. Discover how Principal supports businesses, employees, owners, and leaders every day.

Are you a financial professional?

Discover more about working with Principal Financial Group.